Credit Terms & Conditions

0% Interest Payment Plans Available*

Why wait to buy the pieces you love? With 0% Interest Payment Plans, you don’t have to. We have a range of plans to suit your needs.

  • 3 Months Interest free, Minimum spend $300
  • 6 Months Interest free, Minimum spend $500
  • 12 Months Interest free, Minimum spend $1,000
  • 18 Months Interest free, Minimum spend $2,000
  • 24 Months Interest free, Minimum spend $3,000
  • 36 Months Interest free, Minimum spend $5,500

Any of these 4 cards can be used to make 0% Interest Payment Plan purchases:

Don’t have a card? Apply here and receive a response in 60 seconds:

https://www.gemvisa.com.au/apply.html

*Approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%.This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.